Sunday, February 18, 2018

Still Hustling: Never Quit

I set a goal for myself. Through my side hustles I would make $50 a day; I would make $75 a day; I would make $100 a day.

Here I am on a Sunday morning (1:55 a.m.) pushing it. I missed work because of old injuries to my back haunting me again. But... after spending time on bed rest... I have ventured forth again.

I have made $100 a day the last two days in side hustles. Today was very good. I accomplished a lot... and had time to hang out with a friend, share a 6-pack of craft beer and a cigar... then pick up my 17-year-old daughter and run 2 miles with her.

Tomorrow (actually, today since it's the a.m. already) I will accomplish more. I believe in myself. I doubted for too long... Let someone convince me I was inadequate. That's a long story... More on that later.

Friday, February 16, 2018

Hustling: Trying To Make Extra Cash And Paying Bills

So, most of us are tied to a paycheck... a salary.

I am there with you. But... in 2017, I tried cutting that cord. It's been rough.

Now we are in 2018. I'm still hustling. I'm looking for ways to make money on my own. I am presented with a problem because of decisions I made earlier. I'm behind three months on my car payment.

I decided to quit my full-time job (I went part-time). I pursued several side hustles. It was going well for awhile. Then in December.... one of my side hustles tanked. It cost me about $2k for the month of December.

So here I am now... Behind in my bills. But... still fighting. I did the responsible thing. I called the bank and told them where I was... And gave them my plan to catch up with my payments.

It was the hardest call I think I have ever made. To admit your position. To then commit to a plan. It took guts. But... I must say, they were very understanding. Not all lenders may be the same. I can't speak for all of them. My car loan is through Wells Fargo.

I avoided calling them. To confess... it's hard admitting that you can't make a payment. It's embarrassing. Or... maybe it's just me. But... I decided to talk to them.

Really... it's been a relief. For a month I was worried that I would wake up and walk out to the parking lot and find my car gone - repossessed.

Well... I'm sleeping better at night now. I'm still in debt, but my bank knows where I stand, and we have an agreement. The lesson I've learned? Communicate. Reach out.

I have been doing several things to make extra cash. More on that later.